一、真實案例概述:
1.本校某系學生在網路尋找打工機會，遭臉書、IG等網路廣告吸引，誤信某公司應徵「網路遊戲代儲點數」人員。學生依對方指示提供個人帳戶，並協助操作儲值，不料該資金全為俱為詐騙受害者的匯款。
2.該生因涉嫌詐欺罪及洗錢防制法遭警方留置偵訊，並已結束偵查庭審理，目前正等候法院開庭審判，將面臨嚴重的刑事與民事賠償責任。
二、詐騙集團「代儲打工」三部曲:
1.誘餌：在社群媒體或打工APP貼出「在家工作、免經驗、薪資優渥、彈性排班」的遊戲代儲職缺。
2.話術：謊稱公司為了節稅、規避限制或方便帳務管理，要求你提供身分證、銀行帳戶（存摺、提款卡密碼）。
3.利用：將詐騙贓款匯入你的帳戶，再要求你到超商購買點數（如MyCard、GASH）或轉出。你以為在工作，實際上是在幫詐騙集團洗錢、提領贓款。
三、誤觸法網的嚴重後果:
1.名下帳戶全凍結：名下所有銀行帳戶、電子支付將被列為「警示帳戶」，生活、就學極度不便。
2.背負刑事前科：即便自稱「不知情」，司法實務上仍常被認定有「間接故意」，觸犯《刑法》詐欺罪與《洗錢防制法》。
3.面臨巨額民事賠償：所有遭詐騙被害人的損失，你必須承擔共同連帶賠償責任。
四、校安中心防詐三不原則
1.不隨意提供個資：絕不寄出、交付自己的身分證、存摺、提款卡或網銀密碼。
2.不協助來路不明資金轉帳：只要工作內容涉及「幫忙轉帳」、「提領現金」、「代代購點數」，100%是詐騙。
3.不輕信網路高報酬廣告：天下沒有白吃的午餐，合理評估勞務與薪資是否對等。
校安中心 關心您
一、Summary of the Real Case：
1.The Incident:
A student from our university was searching for part-time work online and was lured by advertisements on Facebook and Instagram. The student mistakenly believed they were being hired by a company to work as an \”online game point topping-up\” agent. Following the employer\’s instructions, the student provided their personal bank account details and assisted in processing top-up transactions. Unbeknownst to the student, all the funds used in these transactions were actually money transferred by fraud victims.
2.Legal Status:
The student was detained and interrogated by the police on suspicion of Fraud and violating the Money Laundering Control Act. The prosecutor\’s investigation hearing has already concluded. The student is currently awaiting trial in court and now faces severe criminal liabilities as well as heavy civil financial compensation.
二、 Three Steps of the \”Game Topping-Up\” Job Scam:
1.The Bait :
Scammers post job openings for game topping-up agents on social media or job hunting apps. They attract students using keywords like \”work from home,\” \”no experience required,\” \”high pay,\” and \”flexible hours.\”
2.The Lie :
They falsely claim that the company needs your ID, bank passbook, or ATM card and PIN. They excuse this request by saying it is required for tax evasion, bypassing financial limits, or simplifying accounting management.
3.The Exploitation:
The fraud ring transfers stolen money into your bank account. They then order you to go to convenience stores to buy game points (such as MyCard or GASH) or transfer the funds elsewhere. While you think you are doing a normal job, you are actually helping criminals launder money and withdraw illegal proceeds.
三、Severe Consequences of Breaking the Law:
1.All Bank Accounts Frozen :
All bank accounts and e-wallets under your name will be listed as \”Accounts Under Watch\” This will cause extreme inconvenience to your daily life and schooling.
2.Criminal Record :
Even if you claim you \”did not know,\” judicial practice often recognizes this as \”willful blindness\” / \”indirect intent\”. You will still be charged with Fraud under the Criminal Code and violating the Money Laundering Control Act.
3.Massive Civil Financial Compensation :
You must bear joint and several liability to repay all the financial losses suffered by the fraud victims.
四、Three \”DO NOT\” Safety Rules from the Campus Security Center:
1.DO NOT Share Personal Data :Never mail or hand over your ID card, bank passbook, ATM card, or online banking passwords to anyone.
2.DO NOT Assist in Transferring Unknown Funds :If a job involves \”helping transfer money,\” \”withdrawing cash,\” or \”buying game points on behalf of others,\” it is 100% a scam.
3.DO NOT Trust High-Pay Online Ads:There is no such thing as a free lunch. Always evaluate whether the workload realistically matches the high salary offered.
The Campus Security Center Cares About You
