假相親詐騙手法再翻新，粉紅泡泡竟是洗錢圈套！
日前一名女業務於臉書結識自稱財富自由、從小在美長大的周姓「ABC」。兩人全程以英文跨海熱聊，迅速發展為情侶。周男謊稱欲返美處理投資稅務，為取信女友，大方承諾匯款 20 萬人民幣（約新台幣 90 餘萬元）作為未來生活費。
女子深陷情網，不僅提供自己與哥哥名下共 5 個銀行帳戶，更依對方指示，將提款卡寄出供所謂的「金流查證」。直到多個帳戶相繼遭警方列為警示帳戶並凍結，女子才驚覺自己與親友已淪為詐騙集團的「人頭帳戶」。
近期詐騙手法已演變為「以給錢為名，騙取帳戶為實」。
依據《洗錢防制法》第 22 條，無正當理由交付金融帳號、提款卡予他人，情節嚴重者可處 3 年以下有期徒刑或併科 100 萬元以下罰金。
面對進展過快且涉及提供帳戶、寄送提款卡的戀情務必提高警覺，切勿因一時幸福感而誤觸法網，面臨刑事追訴與民事賠償
Fake Matchmaking Scams Evolve: \”Pink Bubbles\” Turned Out to Be Money Laundering Trap
A female sales representative recently met a man surnamed Chou on Facebook, who claimed to be \”financially free\” and an American-Born Chinese (ABC) raised in the United States. Communicating entirely in English across borders, the two quickly developed a romantic relationship. Chou falsely claimed he needed to return to the U.S. to handle investment taxes. To win her trust, he generously promised to wire her RMB 200,000 (approximately NTD 900,000) as future living expenses.
Deeply in love, the woman not only provided five bank accounts under her and her brother\’s names but also mailed out her debit cards for what Chou claimed was \”cash flow verification.\” It was not until multiple accounts were flagged and frozen by the police as suspicious accounts that she realized she and her family members had become \”mules\” for a fraud syndicate.
That recent scam tactics have evolved into \”using financial gifts as a pretext to acquire bank accounts.\” According to Article 22 of the Money Laundering Control Act, individuals who hand over financial accounts or debit cards to others without legitimate reasons can face up to three years in prison or a fine of up to NTD 1 million in severe cases.
To remain highly vigilant against relationships that progress too quickly and involve demands for bank account details or debit cards. Do not let a fleeting sense of happiness lead to legal violations, which could result in criminal prosecution and civil liability for damages.
